Eight signups stand between you and a German life.
Real prices. Real eligibility. Sorted by what costs you least. We never reorder for commission, and every row carries a verified-on date.
- Categories
- 8
- Providers
- 41
- Refresh
- Monthly
Where most expats start.
01 / 08Sperrkonto4 providersBlocked account
A Sperrkonto holds the 11,904 euros German embassies want to see before they issue your student visa.
See the comparison
02 / 08Krankenkasse7 providersHealth insurance
Every resident in Germany must have health insurance. Pick the right public or private fund before your first day at work.
See the comparisonEverything else Germany makes you compare.
03 / 08GirokontoBank accounts
Get your salary paid in, pay rent, and skip the SCHUFA wall. The right Girokonto saves you 6 euros a month, every month.
04 / 08HandytarifPhone plans
Three of the four big providers run a SCHUFA check on postpaid plans. Here is which prepaid SIM you can buy on day one.
05 / 08HaftpflichtLiability insurance
Private liability insurance covers up to 50 million euros if you break a window, a phone, or someone else. Most landlords expect you to have it.
06 / 08SteuererklärungTax filing
The average refund for an employed expat in Germany is 1,072 euros per year. You only need to file once, then you decide if it is worth it.
07 / 08DeutschkursGerman classes
B1 unlocks permanent residency and citizenship. Pick a course that fits your visa deadline and your weekly schedule.
08 / 08AuslandsüberweisungMoney transfer
Banks lose you 4 percent on FX. The right transfer provider gets your salary home at the real exchange rate.
See what 11,904 € is in your money.
The 2026 student-visa blocked-account amount, converted to your home currency at the European Central Bank rate.