Health insurance (Krankenversicherung) is mandatory for everyone living in Germany — including international students. If you're under 30 and enrolled in a degree program, you can join public insurance (GKV) at a fixed student rate of around €117-120/month.
Tell us about your situation so we can show which providers work for you.
Select up to 3 providers for a detailed side-by-side comparison.
4 providers found
Students under 30 who want Germany's most popular insurer with the best digital experience
Setup Fee
Free
Monthly
€141.16
Setup Time
Enrollment takes 1-2 weeks; requires university admission letter
Est. 1884 · Hamburg, Germany
Health-conscious students who value bonus programs and telemedicine
Setup Fee
Free
Monthly
€146.29
Setup Time
Online enrollment possible; processed in 1-2 weeks
Est. 1884 · Wuppertal, Germany
Students over 30 who need affordable insurance, or budget-conscious students who want the lowest premium
Setup Fee
Free
Monthly
€58
Setup Time
Online application, confirmation within 1-2 business days
Est. 1999 · Bonn, Germany
Students who prefer in-person service and live near an AOK office
Setup Fee
Free
Monthly
€146.29
Setup Time
Enrollment at local AOK office or online; 1-2 weeks processing
Est. 1884 · Berlin, Germany
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Setup fee + monthly fees — see who saves you the most.
Care Concept
12-month total
€696
Setup
Free
Monthly
€58/mo
Period
12 months
TK (Techniker Krankenkasse)
12-month total
€1694
Setup
Free
Monthly
€141.16/mo
Period
12 months
Barmer
12-month total
€1755
Setup
Free
Monthly
€146.29/mo
Period
12 months
AOK
12-month total
€1755
Setup
Free
Monthly
€146.29/mo
Period
12 months
Save €1059 over 12 months
by choosing Care Concept over AOK
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5 common questions about Health Insurance (Krankenversicherung) — click to expand
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