1. About these terms
These terms govern your use of ExpatNav, operated by [Your legal name] ("we", "us"). For company details and contact, see the Impressum. By accessing the site you accept these terms. If you do not agree, please leave the site.
2. What ExpatNav is
ExpatNav is an editorial comparison platform for expats moving to Germany. We publish guides, comparison tables, and tools. We are not a bank, insurer, lawyer, tax advisor, or licensed financial intermediary. Nothing on this site is legal, financial, medical, or immigration advice — see the Disclaimer.
3. Free vs paid
Most content is free. Community membership is paid (€4.99 / month after a 3-day free trial). Membership terms, billing, and cancellation are listed during checkout. You can cancel at any time before your trial ends without being charged.
4. Your account
- You must be 16 or older.
- One person, one account. No shared logins.
- You are responsible for keeping your password secure.
- You must give accurate information when registering.
- We may suspend or close accounts that violate these terms or use the site to harm others.
5. Community rules
If you post in the community, you agree:
- No hate speech, harassment, or illegal content.
- No financial or medical advice posing as professional advice.
- No spam, scams, or pyramid schemes.
- No doxxing, no sharing private contact information of other members.
- You keep ownership of what you post. You grant us a non-exclusive, royalty-free license to host and display it.
6. Affiliate links
Some outbound links earn us a commission if you sign up with a provider. Commissions never affect rankings or editor's picks. Full disclosure: Disclaimer.
7. Intellectual property
All editorial content, design, code, and branding on ExpatNav are ours. You may share excerpts (max 300 words) with attribution and a link back. Reproducing entire pages, articles, or comparison tables without written permission is not allowed.
8. Liability
ExpatNav makes good-faith efforts to keep data accurate and verified monthly. Provider fees, visa rules, and tax thresholds change. We do not guarantee accuracy, completeness, or fitness for any particular decision. You are responsible for verifying details with the provider or the relevant German authority before acting.
To the extent permitted by German law, our liability for indirect, consequential, or special damages is excluded. Mandatory liability under the German Product Liability Act and for personal injury caused by negligence remains unaffected.
9. Termination
You may close your account at any time via account settings. We may terminate access immediately if you violate these terms or applicable law. Refunds for active subscriptions are handled per the Widerrufsbelehrung shown at checkout.
10. Changes
We may update these terms. Material changes are announced by email if you have an account. Continued use after a change means you accept the new version.
11. Governing law
These terms are governed by the laws of the Federal Republic of Germany. Exclusive jurisdiction for disputes is the competent court in [Berlin / your registered city], to the extent permitted by law. Consumers retain mandatory protections under their country of residence.