Healthcare
Public versus private insurance, finding English-speaking doctors, dental care, and mental health support. The German healthcare system decoded for expats.
- Public Insurance (GKV)
- Private Insurance (PKV)
- Finding Doctors
- Mental Health
- Dental Care
Latest in Health
4 articles
TK vs Barmer vs AOK: The Krankenkasse Decision Nobody Helps You Make
TK costs 2.69%, Barmer 3.29%, AOK varies wildly by Bundesland. On a €5,000 salary, that's €30/month difference. The real divergence is in English support, mental health programs, and app quality.
How Nigerian Expats Enroll in German Health Insurance in Year One
TK and Barmer accept Nigerian applicants the fastest. The 8-week window between visa arrival and GKV enrollment. Family reunification cover, dependent rules, and what mental health access actually looks like.
GKV vs PKV: Which German Health Insurance Should You Choose?
The €77,400 income threshold, the family-coverage difference, the one-way door at age 55. A decision tree for choosing between public and private German health insurance as an expat, with real costs.
My Therapist Costs €5. My Dentist Sent Me a €340 Bill.
GKV pays for unlimited therapy at almost no cost and barely a third of a crown. The math is bizarre. Here is exactly what your public insurance covers, what it does not, and the booklet you should have stamped last year.