About ExpatNav
The comparison platform built by internationals, for internationals.
The Problem We Solve
Every year, over 400,000 internationals move to Germany for studies, work, or family. They all face the same overwhelming checklist: open a blocked account, find health insurance, set up a bank account, get liability insurance, choose a phone plan — all in a country where most services are designed for German speakers.
Existing comparison sites like Check24 and Verivox are great for Germans, but they don't filter by nationality, visa type, or language. An Indian student on a student visa sees the same results as a German citizen — even though half the options will silently reject their application.
ExpatNav fixes that. We show you only the providers that will actually accept you. No wasted applications. No surprises. No guessing which company supports English.
What Makes Us Different
Eligibility-first filtering
Every provider is tagged with exactly which nationalities, visa types, and situations it accepts. Filter once, and you only see what's actually available to you.
Real total-cost pricing
We show setup fees, monthly fees, hidden charges, and total cost over 12 months — not just the headline number providers advertise.
Community reviews by nationality
Read experiences from people who share your nationality and visa type. A Nigerian student's experience with Fintiba is different from a Chinese student's — we surface both.
7 categories, 26 providers
Blocked accounts, health insurance, bank accounts, liability insurance, phone plans, tax filing, and money transfer — all the services you need, compared in one place.
How We Make Money
ExpatNav is completely free to use. We earn revenue through affiliate commissions — when you sign up with a provider through one of our links, the provider may pay us a referral fee. This comes at zero additional cost to you.
Affiliate relationships never influence our rankings. We include providers that don't have affiliate programs if they deserve to be listed (like public health insurers TK and AOK). We rank providers with affiliate programs lower if they're objectively worse. Our comparison data comes from official provider websites, not from marketing materials.
Read our full affiliate disclosure and methodology for complete transparency.
Data Accuracy
All provider data — pricing, features, eligibility rules — is manually researched from official provider websites and verified quarterly. We cross-reference multiple sources and update pricing whenever providers announce changes.
If you find an error, please contact us immediately. Data accuracy is our top priority — we verify and fix reported errors within 48 hours.
Our Tools
Beyond comparisons, we offer free tools to help you plan:
- Total Cost Calculator — See the full financial picture of moving to Germany
- Document Checker — Track which documents you need for your visa type
- Find My Match Quiz — Discover your relocation personality and get matched providers
- Personalized Plan Wizard — Get a step-by-step action plan based on your situation
For Providers
Are you a service provider for internationals in Germany? We welcome new listings. Inclusion is free and based on editorial merit — not payment. To be listed, we need your pricing, eligibility information, and feature details. Get in touch.