A Sperrkonto (blocked account) is a special bank account required by German authorities to prove you can financially support yourself during your studies or stay. As of 2026, you must deposit at least €11,904 per year (€992/month).
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Select up to 3 providers for a detailed side-by-side comparison.
3 providers found
Students who want the fastest possible account opening
Setup Fee
€159
Monthly
€9.9
Setup Time
Account opening in minutes, full setup in 1-3 business days
Est. 2016 · Frankfurt, Germany
Budget-conscious students who want the lowest total fees
Setup Fee
Free
Monthly
Free
Setup Time
Online setup, confirmation within a few business days
Est. 2018 · Hamburg, Germany
Students who want a reliable, fully digital experience with health insurance bundling
Setup Fee
€89
Monthly
€5
Setup Time
Online in 10 minutes, confirmation within 3-5 business days
Est. 2017 · Berlin, Germany
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Setup fee + monthly fees — see who saves you the most.
Coracle
12-month total
Free
Setup
Free
Monthly
Free
Period
12 months
Expatrio
12-month total
€149
Setup
€89
Monthly
€5/mo
Period
12 months
Fintiba
12-month total
€278
Setup
€159
Monthly
€9.9/mo
Period
12 months
Save €278 over 12 months
by choosing Coracle over Fintiba
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5 common questions about Blocked Account (Sperrkonto) — click to expand
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