Best for: Students under 30 who want Germany's most popular insurer with the best digital experience
Setup fee
Free
Monthly fee
€141.16
Setup time
Enrollment takes 1-2 weeks; requires university admission letter
Languages
DE, EN
Mobile app
Yes (4.6/5)
€117.34/mo
€1408.08/year
Who can use TK (Techniker Krankenkasse)?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Non-EU students accepted with valid enrollment |
| nationality: eu citizen | Accepted | EU citizens accepted |
| visa type: student visa | Accepted | Primary target audience |
| visa type: language course visa | Not accepted | Language course students need private insurance |
| visa type: job seeker visa | Not accepted | Not eligible — need employment-based insurance |
| language: no german required | Accepted | Website and basic support in English |
| age: under 30 | Accepted | Student rate available until age 30 |
Germany's largest public health insurer with over 11 million members. TK is known for excellent digital services, a well-rated app, and slightly lower additional contributions than competitors. Popular with international students for reliable service.
Real experiences from people who used TK (Techniker Krankenkasse).
No reviews yet for TK (Techniker Krankenkasse). Be the first to share your experience!
Used TK (Techniker Krankenkasse)? Help other internationals by sharing your experience.
Setup: €0 | Monthly: €58.00
Students over 30 who need affordable insurance, or budget-conscious students who want the lowest premium
Read reviewSetup: €0 | Monthly: €146.29
Students who prefer in-person service and live near an AOK office
Read reviewSetup: €0 | Monthly: €146.29
Health-conscious students who value bonus programs and telemedicine
Read reviewSome links on this page are affiliate links. We may earn a commission if you sign up — at no extra cost to you. This does not influence our rankings.