Best for: Students over 30 who need affordable insurance, or budget-conscious students who want the lowest premium
Setup fee
Free
Monthly fee
€58.00
Setup time
Online application, confirmation within 1-2 business days
Languages
EN, DE, ZH, ES, FR
Mobile app
No
€35.70/mo
€428.40/year
€62.00/mo
€744.00/year
€89.00/mo
€1068.00/year
Who can use Care Concept?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Designed for non-EU internationals |
| nationality: eu citizen | Accepted | EU citizens also accepted |
| visa type: student visa | Accepted | Primary target audience |
| visa type: language course visa | Accepted | Ideal for language course students |
| visa type: job seeker visa | Accepted | Short-term coverage available |
| language: no german required | Accepted | Full process in English |
| credit check: schufa not required | Accepted | No SCHUFA needed |
Care Concept specializes in private health insurance for internationals in Germany. Their Care College plans are designed specifically for students — starting from €35/month, they're the most affordable option. Essential for students over 30 who cannot join public insurance.
Real experiences from people who used Care Concept.
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