Best for: Health-conscious students who value bonus programs and telemedicine
Setup fee
Free
Monthly fee
€146.29
Setup time
Online enrollment possible; processed in 1-2 weeks
Languages
DE, EN
Mobile app
Yes (4.4/5)
€119.53/mo
€1434.36/year
Who can use Barmer?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Non-EU students accepted |
| nationality: eu citizen | Accepted | EU citizens accepted |
| visa type: student visa | Accepted | Primary target audience |
| visa type: language course visa | Not accepted | Language course students need private insurance |
| visa type: job seeker visa | Not accepted | Not eligible for student rate |
| language: no german required | Accepted | English support available |
| age: under 30 | Accepted | Student rate available until age 30 |
Barmer is Germany's second-largest public health insurer with around 9 million members. Known for strong preventive care programs, telemedicine services, and a comprehensive bonus program that rewards healthy behaviors.
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Setup: €0 | Monthly: €141.16
Students under 30 who want Germany's most popular insurer with the best digital experience
Read reviewSetup: €0 | Monthly: €58.00
Students over 30 who need affordable insurance, or budget-conscious students who want the lowest premium
Read reviewSetup: €0 | Monthly: €146.29
Students who prefer in-person service and live near an AOK office
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