Best for: Tech-savvy expats who want full English mobile banking with no monthly fees
Setup fee
Free
Monthly fee
Free
Setup time
Open account in 8 minutes via app with video verification
Languages
EN, DE, FR, ES, IT
Mobile app
Yes (4.6/5)
Free
€4.90/mo
€58.80/year
€9.90/mo
€118.80/year
Who can use N26?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Open to all nationalities with valid ID/passport |
| nationality: eu citizen | Accepted | EU citizens accepted |
| visa type: student visa | Accepted | — |
| visa type: language course visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | Full English interface |
| credit check: schufa not required | Accepted | Basiskonto available without SCHUFA |
N26 is Europe's leading mobile bank, built for the smartphone generation. Fully English banking experience, no branch visits needed, and account opening from your phone in minutes. The go-to choice for expats and internationals in Germany.
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