Bank Account (Girokonto)
Deutsche Bank Review (2026)
Best for: Students who want a prestigious global bank with physical branches everywhere
Setup fee
€0.00
Monthly fee
Free
Setup time
Apply online or in-branch; 5-10 business days
Languages
DE, EN
Mobile app
Yes (4.1/5)
Key Features
- Germany's largest bank — trusted globally
- Free Young Account for students under 30
- Cash Group ATMs — 9,000+ free
- Branches in 58 countries (useful for international transfers)
- Investment and savings products available
- Expatrio partnership — blocked account transfers
Limitations
- SCHUFA check required
- Dated online banking interface
- Slower account opening than digital banks
- English support not guaranteed at all branches
- International transfers via SWIFT are expensive
Pricing Plans
Junges Konto (Student)
Free
- €0/month for students under 30
- Girocard debit card
- Cash Group ATMs (9,000+)
- Free cash deposits at branch
- Online & mobile banking
Eligibility
Who can use Deutsche Bank?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | With valid residence permit |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | English service available in major branches |
| credit check: schufa not required | Not accepted | SCHUFA check required |
About Deutsche Bank
Deutsche Bank is Germany's largest bank and a global financial institution. Their Young Account (Junges Konto) is free for students under 30. With branches in 58 countries, it's ideal for students who value international presence and brand recognition.
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