Best for: Students who need branch access, free cash deposits, and Germany's largest ATM network
Setup fee
Free
Monthly fee
Free
Setup time
Apply online or in-branch; takes 3-7 business days
Languages
DE, EN
Mobile app
Yes (4.3/5)
Free
Free
Who can use Commerzbank?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | With valid residence permit |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | English support in major city branches |
| credit check: schufa not required | Not accepted | SCHUFA check is required |
Commerzbank is Germany's second-largest private bank with around 800 branches. Their free student account and massive ATM network (Cash Group: 9,000+ ATMs) make them a solid choice for those who want a traditional bank with physical presence.
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