Best for: Settled expats who travel and want free worldwide ATM withdrawals
Setup fee
Free
Monthly fee
Free
Setup time
Online application with video ID; 5-7 business days
Languages
DE
Mobile app
Yes (4.5/5)
Free
Who can use DKB (Deutsche Kreditbank)?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | With valid residence permit |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Not accepted | German-only interface and support |
| credit check: schufa not required | Not accepted | SCHUFA check required |
DKB is a popular direct bank offering a free account with €700/month deposits. Known for free worldwide ATM withdrawals with their Visa debit card — a huge advantage for international students who travel. No branches, but solid online banking.
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