ExpatNav
Handytarif

Best phone plans for expats in Germany, 2026.

Three of the four big providers run a SCHUFA check on postpaid plans. Here is which prepaid SIM you can buy on day one.

5 providersVerified monthlyRefreshed May 2026
5 results
Our pick
congstar logo

congstar

Colognesince 2007

Deutsche Telekom subsidiary on the same D1 network. Prepaid Allnet Flat S: 3GB / 4 weeks at €8. Bigger plans up to €22 for 18GB.

Best for Best network coverage without a contract

  • 1d setup
  • English
  • Mobile app
  • No SCHUFA
12-month total
€96
Setup
Free
Monthly
€8
+€26.13
Visit congstar
winSIM logo

winSIM

Düsseldorfsince 2014

O2 network MVNO. 10GB Allnet Flat for €6.99/month, 20GB for €8.99/month. SCHUFA check on the cancel-anytime tariff.

Best for Cheapest 10GB LTE plan on the market

  • 1–3d setup
  • English
  • Mobile app
  • No SCHUFA
12-month total
€83.88
Setup
Free
Monthly
€6.99
+€14.01
Visit winSIM
ALDI TALK logo

ALDI TALK

Essensince 2005

Prepaid SIM available at any ALDI store. Starter kit €9.99 (includes €10 credit). Daten-Paket S €4.99/4 wks (2GB), M €9.99 (5GB), L €14.99 (10GB) — all with 5G.

Best for Buy a SIM in person on day one

  • 1d setup
  • English
  • Mobile app
  • No SCHUFA
12-month total
€69.87
Setup
€9.99
Monthly
€4.99
cheapest
Visit ALDI
Vodafone logo

Vodafone

Düsseldorfsince 1990

CallYa Jahrespaket — prepaid annual SIM on full Vodafone 5G network. XS €49.99/yr (20GB), M €99.99/yr (250GB), XL €199.99/yr (1TB). No SCHUFA, no monthly bill.

Best for Top-tier 5G coverage without a SCHUFA check

  • 1–5d setup
  • English
  • Mobile app
  • No SCHUFA
12-month total
€50.04
Setup
Free
Monthly
€4.17
+€-19.83
Visit Vodafone
O2 logo

O2

Munichsince 2002

Postpaid mobile with unlimited tariffs. My O2 app available in English.

  • 1–7d setup
  • English
  • Mobile app
  • No SCHUFA
12-month total
€240
Setup
Free
Monthly
€20
+€170.13
Visit O2

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Notebook with handwritten questions
FAQ

Asked & answered.

2 handytarif questions.

Yes. Every prepaid plan (congstar, ALDI TALK, Lebara) skips the SCHUFA check. Postpaid contracts on Vodafone, O2, Telekom, and winSIM cancel-anytime run a credit check.
There is no true unlimited prepaid plan in Germany. Closest options are congstar XL (18GB at €22/month) and winSIM 20GB (€8.99/month) on the O2 network.