Best for: Sending cash to recipients without bank accounts in remote locations worldwide
Setup fee
Free
Monthly fee
Free
Setup time
Walk into any WU agent or sign up online; transfers available immediately
Languages
EN, DE, FR, ES, AR, ZH, HI
Mobile app
Yes (4.5/5)
Free
Who can use Western Union?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Available to all with valid ID |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | Full English |
| credit check: schufa not required | Accepted | No SCHUFA needed |
Western Union is the world's largest money transfer network with 500,000+ agent locations in 200+ countries. Their strength is cash pickup — your recipient can collect cash at a local agent within minutes. Expensive, but reaches everywhere.
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