Money Transfer (Geldüberweisung)
Remitly Review (2026)
Best for: Sending money to family in India, Philippines, Nigeria, Pakistan, or Latin America — fast delivery
Setup fee
€0.00
Monthly fee
Free
Setup time
Sign up in minutes; first transfer often same-day
Languages
EN, DE, FR, ES, HI
Mobile app
Yes (4.8/5)
Key Features
- Express delivery: money in minutes to many countries
- First transfer fee-free (promotional)
- Excellent rates for South Asia, Africa, Latin America corridors
- Mobile money delivery (M-Pesa, GCash, etc.)
- Cash pickup available at partner locations
- Bank deposit, mobile wallet, and cash options
- Real-time transfer tracking
- Highest-rated money transfer app
Limitations
- Exchange rate includes small markup (not mid-market)
- Fewer supported corridors than Wise (focused on remittance countries)
- No multi-currency account
- Transfer limits vary by country
- Mostly one-way: sending FROM Germany, limited receiving options
- No business account
Pricing Plans
Express (Fast Delivery)
Free
- Money delivered in minutes
- Fee: €0-3.99 per transfer
- Small exchange rate markup
- Debit/credit card funding
Economy (Best Rate)
Free
- Money delivered in 3-5 business days
- Lower fees
- Better exchange rate than Express
- Bank transfer funding
Eligibility
Who can use Remitly?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | Available to all |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | Full English |
| credit check: schufa not required | Accepted | No SCHUFA needed |
About Remitly
Remitly specializes in fast, affordable transfers to developing countries — particularly South Asia, Africa, and Latin America. Their Express option delivers money in minutes. First transfer is often fee-free as a promotion.
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Alternatives to Remitly
PayPal
Setup: €0 | Monthly: €0.00
Small, occasional transfers where both parties already have PayPal — unmatched convenience
Wise (formerly TransferWise)
Setup: €0 | Monthly: €0.00
Anyone sending money internationally who wants the best exchange rate and full transparency
Western Union
Setup: €0 | Monthly: €0.00
Sending cash to recipients without bank accounts in remote locations worldwide
Ready to get started?
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