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How to Open a Blocked Account in Germany (2026 Guide)

Everything you need to know about opening a Sperrkonto for your German student visa � step by step.

RRedaktion
23 March 20266 min read

What is a Blocked Account?

A blocked account (Sperrkonto) is a special bank account required for international students applying for a German student visa.

How Much Do You Need?

As of 2026, you need �11,904 in your blocked account. This amount is calculated as 12 � �992 per month.

Step-by-Step Process

  1. Choose a provider (Expatrio, Fintiba, or Deutsche Bank)
  2. Create an account online
  3. Transfer the required amount
  4. Receive your confirmation letter
  5. Submit it with your visa application

Best Providers Compared

  • Expatrio: Fastest processing, �89 setup fee
  • Fintiba: Good mobile app, �89 setup fee
  • Deutsche Bank: Traditional bank, �150 setup fee

Pro tip: Start the process at least 4 weeks before your visa appointment!

Conclusion

Opening a blocked account is one of the most important steps in your journey to Germany. Compare providers on ExpatCompare to find the best deal.

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