Liability Insurance (Haftpflichtversicherung)
Getsafe Review (2026)
Best for: English-speaking expats who want the easiest sign-up and fully digital claims
Setup fee
€0.00
Monthly fee
€3.80
Setup time
Sign up in 3 minutes via app; coverage starts immediately
Languages
EN, DE
Mobile app
Yes (4.5/5)
Key Features
- 100% English — app, support, and documentation
- Sign up in 3 minutes, coverage starts immediately
- File claims directly in the app with photo upload
- No deductible on most plans
- Coverage up to €50 million
- Monthly cancellation — no lock-in
- Rental property damage included
- Key loss coverage included
Limitations
- No phone support
- Newer company — less track record than traditional insurers
- Premium plan needed for some coverages
- No family plan — individual only
Pricing Plans
Basic
€3.80/month
€45.60/year
- €50M coverage
- Personal liability
- Rental property damage
- No deductible
- Monthly cancellation
Comfort
€5.90/month
€70.80/year
- Everything in Basic
- Key loss coverage up to €30,000
- Borrowed item damage
- Internet damage coverage
- Worldwide coverage
Eligibility
Who can use Getsafe?
| Requirement | Status | Notes |
|---|---|---|
| nationality: non eu | Accepted | All nationalities welcome |
| nationality: eu citizen | Accepted | — |
| visa type: student visa | Accepted | — |
| visa type: language course visa | Accepted | — |
| visa type: job seeker visa | Accepted | — |
| language: no german required | Accepted | Full English |
| credit check: schufa not required | Accepted | No SCHUFA needed |
About Getsafe
Getsafe is a Heidelberg-based insurtech offering fully digital, English-language insurance. Their liability insurance is the most popular choice among expats — sign up in 3 minutes, manage everything in the app, and file claims in seconds.
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